A brand-new year provides the perfect opportunity to make meaningful life changes, including improved financial wellness. These five financial resolutions can help get your year off to a promising start so that you are financially fit for the new year.
Do you want to avoid long lines and large crowds this holiday season? Shopping online lets you zip through your list with just a few clicks. Before whipping out your plastic, however, you’ll want to make sure you’re shopping on a secure site. Below are a few tips on how to stay safe when shopping … Continue reading 4 Safety Tips for Online Holiday Shopping
If you are anything like me, you rarely let your credit card out of your sight, so how do bad guys get your credit card information? If you use ATM machines, you’re at risk for card skimming. Card skimming is the practice of thieves stealing personal information from your bank card and it can take … Continue reading Staying Safe at the ATM: Avoiding Card Skimming
If you’re one of the savvy few who has managed to make it to that coveted plateau that most people strive a lifetime to reach, it’s vital to find strategies that make the most of the money you’ve saved. For many retirees, the fear of running out of money is their greatest worry. They don’t … Continue reading 4 Easy Steps That Stretch Your Retirement Budget
We get it. Life happens. But what should you do when you miss a loan payment or two? Fornisha, Julie, and Tracy are here to help you get back on track to avoid an auto loan repossession in this week’s vlog. Featuring: Fornisha, Julie, and Tracy with 1st Financial Federal Credit Union in St. Louis, … Continue reading I Missed A Payment, What Should I Do?
If you are considering selling your home soon, now is a great time to start thinking about the best home improvements for resale. To ensure you get the most money for your home, it is crucial that it be in tip-top shape to attract buyers and command the asking price. Don’t underestimate the value that … Continue reading The Best Home Improvements for Resale
Do you own a home? Did you know that owning a home gives you additional options when you’re in need of additional funds? Besides just racking up higher interest debt on a credit card? A home equity line of credit could make your life a little easier. A home equity line of credit, also known … Continue reading 4 Smart Ways to Use A Home Equity Line of Credit
Recent headlines might have you on edge. You can’t go a day without hearing that a recession is on the horizon. It’s hard to believe that it’s only been a little more than a decade since the recession of 2008. Back then I was still living at home with my parents and not financially taking … Continue reading How to Financially Prepare for the Next Recession
We took it to the streets of St. Louis to ask the question of what do you really know about credit cards. Featuring: Tracy Verner with 1st Financial Federal Credit Union and the people of St. Louis, MO. Connect with Us: https://www.1stfinancialfcu.org/ https://www.facebook.com/1stFinancialFederalCreditUnion/
Let’s face it — anyone can make an honest mistake. We may forget to make a deposit or forget that we paid for a bill ahead of time. There are several reasons why account holders may make a miscalculation or minor budget oversight — even for the most financially savvy among us. Thanks to the … Continue reading What is Overdraft Protection and Why is it Important?