A Snowballs Chance

Debt is miserable. Unfortunately, debt is also, oftentimes, completely necessary. It’s almost impossible to start a career without a college education, reliable transportation and resources like a professional wardrobe and functional computer with internet access. All of that costs a lot of dough. Before you can get your footing in a solid career and established … Continue reading A Snowballs Chance

Loving Your Budget for Dummies: Part 1

I'd like to start this off by saying something very important – I am not a budget expert (hence the Dumb and Dumber reference in my first post). I’m just your average, everyday working mom who is trying to fit all of the puzzle pieces of life together – including a family budget. Budget. Eh, it’s … Continue reading Loving Your Budget for Dummies: Part 1

Meet Tracy: Learning to buffalo

Buffalo is one of the most powerful words you’ll hear me use. Buffalo in that instance, whether I'm encouraging myself or someone else is a verb. Yes, Buffalo is an action word… It’s moving forward, it’s what you do while being brave in the face of a storm. If you’re going to get to know … Continue reading Meet Tracy: Learning to buffalo

Less than great expectations.

Recently a coworker sent me a study which stated that one in three U.S. adults find their financial situation is worse than they expected it to be.  This isn’t surprising to me in the least.  I’m currently in that all too common phase of life people face in their 30s: two kids, mortgage, car payments, … Continue reading Less than great expectations.

Meet Katie: Questions own intellect

You know that scene from Dumb and Dumber when Lloyd and Harry are at rock bottom so Lloyd goes to the grocery store just to get the bare essentials. The next scene has Lloyd walking down the street with a supersized cowboy hat, paddle ball game, pinwheels and a case of beer. That pretty much sums up … Continue reading Meet Katie: Questions own intellect