Summer is here. Your kids are finally free from school and they’re eager to make the most of it. But how can you make the most of it without breaking the bank? Fortunately, we’ve got some tips that’ll help you create those summertime fun memories without building up excessive debt. Use the summertime months to … Continue reading How to Have a Fun Summer on a Hot Dog Budget
My husband and I bought our home in 2016 with a down payment of less than 20%. So, our lender required us to buy Private Mortgage Insurance (PMI). The same goes if you refinance your home with less than 20% equity. Since buying our home, our home’s value has risen, so now we are looking … Continue reading How to get rid of PMI (aka Private Mortgage Insurance)
How you manage your credit can either set you up for financial success or leave you battling debt for many years. Establishing positive credit can open many doors – from renting an apartment to getting a car loan to buying a home. It’s never too late to develop a strategic plan for managing your credit. Your future self will thank you.
Welcome to February, where cold winter weather makes it the perfect time to stay indoors. I don’t know about you, but I’m going stir crazy. Thoughts have been swirling around in my mind about all of the things I want to accomplish around the house as well as the projects that I could/should already be … Continue reading Your February Money To-Do List
The average American family of 4 (two adults and 2 children) spends roughly $200 a week on groceries which is a lot of money that’s spent on food. I grew up in a large family of 7 so couponing was a must in my family. In 2019, my husband and I decided that we needed … Continue reading Thrifty Living: Couponing 101
Life isn’t perfect. If it was, we would all be doing exactly what we wanted, getting everything we wanted and money would never be an issue. Even though life isn’t perfect, holidays like Thanksgiving make me think about how grateful I should be for what we have. I’m always grateful for all the major things … Continue reading Thankful for Convenience
Ah, retirement. The freedom to travel the globe and take advantage of the freedom of not going to work every day. Don’t get me wrong, I love my job, but retirement is the ideal time of your life for travel, since work-related constraints go out the window. Affording those trips though is often easier said … Continue reading How to Budget Enough to Travel in Retirement
Although retirement may be decades away when you're in your 20s and 30s, it's a vital milestone to start planning for. The earlier you start thinking about it and preparing for it, the less likely you are to get caught up in the catch-up game as retirement approaches. My husband and I are both 28-years-old … Continue reading Preparing for Retirement in Your 20s and 30s
If you are preparing to attend college, one of the biggest concerns you probably have is how you will pay for it. Generally, most students must rely on some sort of financial help either from scholarships, loans, grants or ...
What does it look like when life happens to you? Laura and Tracy talk about what to do when you get hit upside the head by life.