5 Ways to Simplify Your Banking

There’s no doubt about it—we’re all busy. Between juggling heavy workloads, managing relationships and family responsibilities, and squeezing in outside interests, it can be difficult to find time to run to the credit union to do your everyday banking. Here five ways to make banking easier when you are on the go. 1st Financial Mobile … Continue reading 5 Ways to Simplify Your Banking

5 Ways to Find Financial Peace

From a broken-down appliance to a wrecked car or an unexpected medical expense, (not to mention the pandemic), financial stress is easy to find. But stressful money matters don’t have to keep you down for good. If you can find ways to move forward on your financial journey—even if it’s just changing your mentality—you’ll be … Continue reading 5 Ways to Find Financial Peace

Mortgage Rates Are Low, Now What?

Refinance your home! If you’ve had refinancing your mortgage on your mind, now may be the best time for you to take advantage of low mortgage rates. One of the main advantages of refinancing regardless of equity is reducing your interest rate which in return can have a profound effect on monthly payments, potentially saving … Continue reading Mortgage Rates Are Low, Now What?

Ways my Stimulus Check can Work for Me

Only you know what is best for you to spend your stimulus check on. Some people have options on what they can do with all or some of the money. Whether you have the ability to set this money aside or need the money to help you get through, just know you have options. Here … Continue reading Ways my Stimulus Check can Work for Me

How to Spot Coronavirus Stimulus Check Scams and Fraud

As with any public crisis, the spread of the coronavirus has created a new crop of hackers -- targeting people who are awaiting their stimulus check, who are working from home and who are just trying to stay healthy. Be on the lookout for a surge of calls, texts, and email phishing attempts about the coronavirus, which can lead to tax-related fraud … Continue reading How to Spot Coronavirus Stimulus Check Scams and Fraud

Answers To Your Questions About Student Loans And Coronavirus

On March 27, 2020, the president signed the CARES Act into law, which, among other things, provides broad relief for federal student loan borrowers. So, what does this all mean for you? To help you better understand we compiled some questions and answers to help you better understand and see how this can actually help … Continue reading Answers To Your Questions About Student Loans And Coronavirus

Preparing for the Unexpected: How to protect yourself and your finances

At 1st Financial Federal Credit Union, we understand many of our members will be affected by the extended time at home and this could cause some major concerns for your finances. While you can't safeguard against everything, there are proactive steps you can take to be better prepared if and when finances get tight. Start … Continue reading Preparing for the Unexpected: How to protect yourself and your finances

Staying Safe at the ATM: Avoiding Card Skimming

If you are anything like me, you rarely let your credit card out of your sight, so how do bad guys get your credit card information? If you use ATM machines, you’re at risk for card skimming. Card skimming is the practice of thieves stealing personal information from your bank card and it can take … Continue reading Staying Safe at the ATM: Avoiding Card Skimming

How to Financially Prepare for the Next Recession

Recent headlines might have you on edge. You can’t go a day without hearing that a recession is on the horizon. It’s hard to believe that it’s only been a little more than a decade since the recession of 2008. Back then I was still living at home with my parents and not financially taking … Continue reading How to Financially Prepare for the Next Recession

Woman on the Street: Credit Cards

We took it to the streets of St. Louis to ask the question of what do you really know about credit cards. Featuring: Tracy Verner with 1st Financial Federal Credit Union and the people of St. Louis, MO. Connect with Us: https://www.1stfinancialfcu.org/  https://www.facebook.com/1stFinancialFederalCreditUnion/