Summer is here. Your kids are finally free from school and they’re eager to make the most of it. But how can you make the most of it without breaking the bank? Fortunately, we’ve got some tips that’ll help you create those summertime fun memories without building up excessive debt. Use the summertime months to … Continue reading How to Have a Fun Summer on a Hot Dog Budget
My husband and I bought our home in 2016 with a down payment of less than 20%. So, our lender required us to buy Private Mortgage Insurance (PMI). The same goes if you refinance your home with less than 20% equity. Since buying our home, our home’s value has risen, so now we are looking … Continue reading How to get rid of PMI (aka Private Mortgage Insurance)
Between celebrating Mom, the many graduation parties, and the Memorial Day barbecues, make some time this month to take care of your financial to-dos, too. That way, you’ll be ready to relax this summer, knowing that your finances are on track. If your home’s value has risen since you purchased it, you may be able … Continue reading Your May Financial To-Do List
1st Financial Federal Credit Union is more than just a banking institution. Like all credit unions, we were created with a philosophy of ‘People Helping People’. This means we have the pleasure of being more than just a checking account or auto loan service provider. We are a not for profit financial institution, using our … Continue reading Making an Impact in 2019
This weekend, as I was standing in my kitchen, fulfilling an overwhelming craving to make cookies, I quickly opened my phone and noticed I had received a new debit card alert email... and I hadn't used my debit card all day.
Teaching children how to save from a young age could help set them up for life. When you are a kid you think money grows on trees, or at least your parents have an endless supply. Learning good money habits at a young age can help build a foundation for responsible financial decision-making in the … Continue reading 5 Tips For Teaching Your Kids Good Money Habits
Tax season is here! In fact, we’re already halfway to the deadline! You’ll want to make sure your finances are in order so that you can properly report your income and expenses to the IRS. Unfortunately, a lot of households make the same mistakes and they’re avoidable! Simple mistakes can lead to a tax audit. … Continue reading 5 Mistakes You Don’t Want to Make This Tax Season
You’ve invested your money into a not for profit cooperative that’s working hard every day to make lasting changes in some underserved communities in STL. Rest easy knowing that by banking with us, you’re doing big things for your community. #YouDidThat #TheBetterWayToBank Featuring: Laura Woods & Tracy Verner with 1st Financial Federal Credit Union in … Continue reading #YouDidThat
Tax season is upon us, and it’s time to start thinking about what we’re going to do with our tax return money this year. Not so fast! This tax season is going to be a little different thanks to some changes in the law. Are you questioning the changes and looking for some clarity? Me … Continue reading Surprise. You may owe more in state taxes this year
Laura and Tracy reflect on 2018 and look forward to what's coming in 2019. #2018inReview #reallife #betterwaytobank Featuring: Laura Woods & Tracy Verner with 1st Financial Federal Credit Union in St. Louis, MO.