Buying a home is a major purchase, to put it mildly, and there are plenty of ways to trip up. There are lots of steps you need to take to ensure your home buying experience is the best it can be. This can be one of the most stressful buying processes you go through, but … Continue reading 5 Financial Mistakes to Avoid When Preparing to Buy a Home
Whether you just bought a house or you have lived there for a while, the fastest way to increase your home's value is by making a plan. Take the list of projects you want to complete and categorize them by how much it will cost, including your time and money. Be realistic. It's OK to … Continue reading Improving Your Home’s Value
Most of us can’t process how many “5 buck” items we toss in the cart, swipe onto our credit card, or let trickle out of our wallets over a month’s time. We don’t feel like we have spent much money, yet our wallet is empty, our credit card statement is shocking, and the bank account … Continue reading It’s Only 5 Bucks
A good budget tells how much you can afford to spend, how much you can save, and when you can make investments for the future. Sound nice? Too many people give up on budgeting because they are stumped: How can you possibly predict what will happen in the future? Well, you can’t know for sure, … Continue reading How Budgeting Can Help You Predict the Future
While budgeting is not necessarily anyone's favorite part of the financial planning process, it's important because it quickly uncovers opportunities and problems. Here are some steps to building your 2018 budget. Step 1: Review the past year. See where money went, what changes you can make and how to budget for the upcoming year. You … Continue reading 5 Easy Steps to Building a Better Budget
The health of your body is important, but so is your financial well-being. Check out Laura and Tracy's tips on becoming financially fit in 2018.
As you may have figured out by now, managing money is like running a marathon. You wouldn’t expect to throw on your tennis shoes, head out the door and be able to run a 26.2 mile marathon so you shouldn’t expect to become financially fit overnight either. It takes training.
Most people focus on fitness as their New Year’s resolution in the hopes of being able to live a longer and healthier life. And the longer we live, the more important our finances become—particularly when it comes to saving and not packing on a lot of debt. As you begin to put your healthy eating … Continue reading 3 Tips to Help with Financial Fitness
Laura and Tracy with 1st Financial Federal Credit Union share the perfect ingredients to making good credit with your credit cards. Learn more about what kinds of credit cards you can get to work for you.
On Dasher on Dancer on Mastercard and Visa! It’s the most wonderful time of the year, but beware making any of these credit card mistakes could cost you money and precious credit score points.