Even after the craziness of applying to college, earning an acceptance letter and selecting a school, incoming freshmen still have some college preparations to do. Financially preparing for college is an essential step to surviving your first year off at school. Here are 4 ways you can financially prepare for college. Get your own account. … Continue reading 4 Ways for Freshmen to Financially Prep for College
We know that college educations are important, but are we really prepared to help our kids (or future kids) pay for college? With the costs of college tuition rising each year, it’s imperative that we have a game plan for saving for our kid’s education. Currently, Eric, my husband, and I don’t have children, but … Continue reading 3 Tips for Saving for Your Child’s College Education
What does it look like when life happens to you? Laura and Tracy talk about what to do when you get hit upside the head by life.
When you get engaged it’s no longer just about you, everything suddenly turns into “us.” After Eric and I got engaged, we moved in together and got a real-world reality check. It quickly became obvious that we needed to figure out how we were going to handle our expenses and financials as a couple. We … Continue reading Marriage & Money
I’m not a parent yet, but I have enough friends and family with babies to know that a new baby brings a lot of excitement and family togetherness. It also means rethinking your family’s finances. Now is the perfect time to start thinking about education savings, life insurance policies and the new expenses that will … Continue reading Welcoming a New Child into Your Financial Life
Tracy and Laura share their real-world tips on repairing bad credit. Featuring: Laura Woods & Tracy Verner with 1st Financial Federal Credit Union in St. Louis, MO. To learn more about 1st Financial, visit us at http://www.TheBetterWayToBank.org.
The internet is packed full of information about how to better your finances. But when you hear or read something about credit or finance, how can you know if it’s true? How can you be sure that it’s true and not a credit myth? Today, I’ll try to try to cut through the clutter and … Continue reading 5 Myths & Truths About Credit
There are so many reasons why you should start on the path to credit repair. With a better credit report, you’ll save money on interest rates and pay lower security deposits. Most importantly you'll have peace of mind. Priceless!
If you find that you aren’t getting approved for credit cards or loans, or aren’t getting good rates for financing, then you might need to make some improvements to your credit score. Building credit isn’t a particularly quick or effortless process, but we have some tips that can help you along the way. Even if … Continue reading Starting from Square One
Having good credit can help you with almost all of life’s major decisions like buying a car, buying a house, getting a new job, and more. Good credit can also help you save money on insurance, utilities, and even cell phone services. But establishing and maintaining a good line of credit is not always easy … Continue reading Credit 101