30 Day Savings Challenge

If you find yourself facing an expensive car repair, a move, or any other unexpected expense (um, pandemic anyone?), you’ll need to be able to save money fast to cover those expenses. But after the bills are paid, often it doesn’t feel like there’s much left to enjoy. That’s why we compiled a few 30-day … Continue reading 30 Day Savings Challenge

Save More Money with Multiple Accounts

Savings is the backbone of healthy financial well-being, but what’s the best way to save? Opening a savings account and adding funds or setting up regular automatic transfers on paydays, is easy, but is that enough? To make your savings “stick,” you might consider opening multiple accounts to break your money up into multiple goal-driven, … Continue reading Save More Money with Multiple Accounts

Top Financial Practices for High School Graduates

Yay, you did it! Congratulations! Even though the school year didn’t end quite as planned, your hard work paid off! So, what’s next? Do you have a job lined up? Or is college or the military your next chapter? Either way, making sure you are prepared to make smart money decisions is important as you … Continue reading Top Financial Practices for High School Graduates

5 Ways to Find Financial Peace

From a broken-down appliance to a wrecked car or an unexpected medical expense, (not to mention the pandemic), financial stress is easy to find. But stressful money matters don’t have to keep you down for good. If you can find ways to move forward on your financial journey—even if it’s just changing your mentality—you’ll be … Continue reading 5 Ways to Find Financial Peace

Mortgage Rates Are Low, Now What?

Refinance your home! If you’ve had refinancing your mortgage on your mind, now may be the best time for you to take advantage of low mortgage rates. One of the main advantages of refinancing regardless of equity is reducing your interest rate which in return can have a profound effect on monthly payments, potentially saving … Continue reading Mortgage Rates Are Low, Now What?

Answers To Your Questions About Student Loans And Coronavirus

On March 27, 2020, the president signed the CARES Act into law, which, among other things, provides broad relief for federal student loan borrowers. So, what does this all mean for you? To help you better understand we compiled some questions and answers to help you better understand and see how this can actually help … Continue reading Answers To Your Questions About Student Loans And Coronavirus

Keeping Yourself Safe From Fraud and Scams

With the news about the coronavirus outbreak, we wanted to remind you that during media-intense events like this, cyber attackers try to take advantage of the situation. Don’t let them. Here are some popular scams to keep an eye out for:   Charity Scams.  During a crisis nonprofits and fundraisers are often called upon to … Continue reading Keeping Yourself Safe From Fraud and Scams

Five Myths About Wills and Probate

Most of us don't know a lot about the law of wills, trusts, or probate--after all, they're topics none of us really want to deal with. But we should all know the basics, and we should know enough to recognize common myths when we run across them. Here are a few misconceptions that keep coming … Continue reading Five Myths About Wills and Probate

I Missed A Payment, What Should I Do?

We get it. Life happens. But what should you do when you miss a loan payment or two? Fornisha, Julie, and Tracy are here to help you get back on track to avoid an auto loan repossession in this week’s vlog. Featuring: Fornisha, Julie, and Tracy with 1st Financial Federal Credit Union in St. Louis, … Continue reading I Missed A Payment, What Should I Do?

4 Smart Ways to Use A Home Equity Line of Credit

Do you own a home? Did you know that owning a home gives you additional options when you’re in need of additional funds? Besides just racking up higher interest debt on a credit card? A home equity line of credit could make your life a little easier. A home equity line of credit, also known … Continue reading 4 Smart Ways to Use A Home Equity Line of Credit