How to Have a Fun Summer on a Hot Dog Budget

Summer is here. Your kids are finally free from school and they’re eager to make the most of it. But how can you make the most of it without breaking the bank? Fortunately, we’ve got some tips that’ll help you create those summertime fun memories without building up excessive debt. Use the summertime months to … Continue reading How to Have a Fun Summer on a Hot Dog Budget

How to get rid of PMI (aka Private Mortgage Insurance)

My husband and I bought our home in 2016 with a down payment of less than 20%. So, our lender required us to buy Private Mortgage Insurance (PMI). The same goes if you refinance your home with less than 20% equity. Since buying our home, our home’s value has risen, so now we are looking … Continue reading How to get rid of PMI (aka Private Mortgage Insurance)

5 Tips For Teaching Your Kids Good Money Habits

Teaching children how to save from a young age could help set them up for life. When you are a kid you think money grows on trees, or at least your parents have an endless supply. Learning good money habits at a young age can help build a foundation for responsible financial decision-making in the … Continue reading 5 Tips For Teaching Your Kids Good Money Habits

5 Mistakes You Don’t Want to Make This Tax Season

Tax season is here! In fact, we’re already halfway to the deadline! You’ll want to make sure your finances are in order so that you can properly report your income and expenses to the IRS. Unfortunately, a lot of households make the same mistakes and they’re avoidable! Simple mistakes can lead to a tax audit. … Continue reading 5 Mistakes You Don’t Want to Make This Tax Season

#YouDidThat

You’ve invested your money into a not for profit cooperative that’s working hard every day to make lasting changes in some underserved communities in STL. Rest easy knowing that by banking with us, you’re doing big things for your community. #YouDidThat #TheBetterWayToBank Featuring: Laura Woods & Tracy Verner with 1st Financial Federal Credit Union in … Continue reading #YouDidThat

Top 5 Reasons that Credit Unions are Better than Big Banks

#1. Credit Unions are Not-For-Profit One of the key differences between banks and credit unions is that credit unions are not-for-profit financial institutions. When you deposit your money at 1st Financial Federal Credit Union, you're actually buying shares of the cooperative. Rather than being a customer, you are a member owner of the credit union. … Continue reading Top 5 Reasons that Credit Unions are Better than Big Banks

Your February Money To-Do List

Welcome to February, where cold winter weather makes it the perfect time to stay indoors. I don’t know about you, but I’m going stir crazy. Thoughts have been swirling around in my mind about all of the things I want to accomplish around the house as well as the projects that I could/should already be … Continue reading Your February Money To-Do List

Commonly Asked Questions at the Credit Union

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You asked and we answered. Tracy and Laura share 5 commonly asked questions about your credit union. #TheBetterWayToBank #WhereYouBankMatters Featuring: Laura Woods & Tracy Verner with 1st Financial Federal Credit Union in St. Louis, MO. https://1stfinancialfcu.blog/ Connect with Us: https://1stfinancialfcu.blog/ https://www.1stfinancialfcu.org/ https://www.facebook.com/1stFinancial

Dealing with an Unexpected Job Loss

This week around the credit union we’ve been talking a lot about job loss.  Not because any of us are in that position, but because we know so many people that have been affected by the government shut down.  We’ve been brainstorming how we can help them, but it can be overwhelming to consider what … Continue reading Dealing with an Unexpected Job Loss