Staying Safe at the ATM: Avoiding Card Skimming

If you are anything like me, you rarely let your credit card out of your sight, so how do bad guys get your credit card information? If you use ATM machines, you’re at risk for card skimming. Card skimming is the practice of thieves stealing personal information from your bank card and it can take … Continue reading Staying Safe at the ATM: Avoiding Card Skimming

4 Easy Steps That Stretch Your Retirement Budget

If you’re one of the savvy few who has managed to make it to that coveted plateau that most people strive a lifetime to reach, it’s vital to find strategies that make the most of the money you’ve saved. For many retirees, the fear of running out of money is their greatest worry. They don’t … Continue reading 4 Easy Steps That Stretch Your Retirement Budget

The Best Home Improvements for Resale

If you are considering selling your home soon, now is a great time to start thinking about the best home improvements for resale. To ensure you get the most money for your home, it is crucial that it be in tip-top shape to attract buyers and command the asking price. Don’t underestimate the value that … Continue reading The Best Home Improvements for Resale

4 Smart Ways to Use A Home Equity Line of Credit

Do you own a home? Did you know that owning a home gives you additional options when you’re in need of additional funds? Besides just racking up higher interest debt on a credit card? A home equity line of credit could make your life a little easier. A home equity line of credit, also known … Continue reading 4 Smart Ways to Use A Home Equity Line of Credit

How to Financially Prepare for the Next Recession

Recent headlines might have you on edge. You can’t go a day without hearing that a recession is on the horizon. It’s hard to believe that it’s only been a little more than a decade since the recession of 2008. Back then I was still living at home with my parents and not financially taking … Continue reading How to Financially Prepare for the Next Recession

2019 Million Dollar Challenge Update

We're giving away ONE MILLION DOLLARS to our membership in 2019! Make money on the money you have and get a cupcake too! #MillionDollarChallenge #TheBetterWayToBank #CUDifference Featuring: Laura Woods & Tracy Verner with 1st Financial Federal Credit Union in St. Louis, MO. https://1stfinancialfcu.blog/ Connect with Us: https://1stfinancialfcu.blog/ https://www.1stfinancialfcu.org/ https://www.facebook.com/1stFinancial

Making an Impact on Our Community

1st Financial Federal Credit Union is more than just a banking institution. Like all credit unions, we were created with a philosophy of ‘People Helping People’. We’re more than just a checking account or auto loan service provider.  We are a not for profit community development financial institution, using our limited resources to change lives … Continue reading Making an Impact on Our Community

4 Identity Protection Tips for Summer Vacation

Have big summer travel plans? Warm weather, sunny beaches, and theme parks – these are the hallmarks of summer vacation. Unfortunately, so is identity theft. Vacationers often unknowingly leave their personal information exposed to thieves while traveling, which can turn a worry-free break into a prolonged and stressful fight to reclaim a stolen identity. Before … Continue reading 4 Identity Protection Tips for Summer Vacation

Summer Spending: 4 Cash-Burning Mistakes to Avoid this Season

Summer is a time for family fun and outdoor activities, but also one of increased spending. According to consumer credit reporting agency Experian, consumers surveyed spent an average of $2,275 per person on vacations in 2016, with $1,308 of that amount on credit card spending. Fortunately, there’s a way to maximize summer fun while minimizing … Continue reading Summer Spending: 4 Cash-Burning Mistakes to Avoid this Season

Your Summertime To-Do List

Summer is officially here and kicks off this month, school is out, daylight stretches out even longer, and pool days become an everyday activity. As your June calendar is filling up with pool days and backyard cookouts, make sure you build in a little time to keep your finances on track. June is a great … Continue reading Your Summertime To-Do List