How you manage your credit can either set you up for financial success or leave you battling debt for many years. Establishing positive credit can open many doors – from renting an apartment to getting a car loan to buying a home. It’s never too late to develop a strategic plan for managing your credit. Your future self will thank you.
A new year is almost here and it’s a great time to set some good financial goals. I’m setting smaller, attainable goals next year that will help me achieve my larger long-term goals. Our long-term goal is to financially prepare ourselves to get ready to start a family. To help us get there we’re going … Continue reading Four Financial Goals for the New Year
Millions of Americans have their identity stolen each year. Steve, VP of Technology at 1st Financial, shares helpful tips to prevent identity theft from happening to you. #identitytheft #reallife #betterwaytobank Featuring: Steve Broadbent & Tracy Verner with 1st Financial Federal Credit Union in St. Louis, MO. https://youtu.be/RZDvzf6xVNQ
Many of us have gotten a phone call or letter from the bank saying that your account or credit or debit card has been compromised. I’ve been one of these people. Your heart drops and all you can think of is how am I going to fix all this? Here are some helpful steps to … Continue reading Steps to Take if You’re a Victim of Identity Theft
Although retirement may be decades away when you're in your 20s and 30s, it's a vital milestone to start planning for. The earlier you start thinking about it and preparing for it, the less likely you are to get caught up in the catch-up game as retirement approaches. My husband and I are both 28-years-old … Continue reading Preparing for Retirement in Your 20s and 30s
Why do you bank where you bank? Why does it matter? Tracy and Laura break it down for us.
Credit unions were born with a philosophy of “people helping people” and in large part, credit unions are well known for not only providing better banking products, but also for their involvement with their local communities. At 1st Financial, we’ve taken it one step farther and have teamed up with local organizations who are helping … Continue reading Why Credit Unions are the Better Way to Bank
If you are preparing to attend college, one of the biggest concerns you probably have is how you will pay for it. Generally, most students must rely on some sort of financial help either from scholarships, loans, grants or ...
What does it look like when life happens to you? Laura and Tracy talk about what to do when you get hit upside the head by life.
Tracy and Laura share their real-world tips on repairing bad credit. Featuring: Laura Woods & Tracy Verner with 1st Financial Federal Credit Union in St. Louis, MO. To learn more about 1st Financial, visit us at http://www.TheBetterWayToBank.org.