Although retirement may be decades away when you're in your 20s and 30s, it's a vital milestone to start planning for. The earlier you start thinking about it and preparing for it, the less likely you are to get caught up in the catch-up game as retirement approaches. My husband and I are both 28-years-old … Continue reading Preparing for Retirement in Your 20s and 30s
Why do you bank where you bank? Why does it matter? Tracy and Laura break it down for us.
Credit unions were born with a philosophy of “people helping people” and in large part, credit unions are well known for not only providing better banking products, but also for their involvement with their local communities. At 1st Financial, we’ve taken it one step farther and have teamed up with local organizations who are helping … Continue reading Why Credit Unions are the Better Way to Bank
If you are preparing to attend college, one of the biggest concerns you probably have is how you will pay for it. Generally, most students must rely on some sort of financial help either from scholarships, loans, grants or ...
What does it look like when life happens to you? Laura and Tracy talk about what to do when you get hit upside the head by life.
There are so many reasons why you should start on the path to credit repair. With a better credit report, you’ll save money on interest rates and pay lower security deposits. Most importantly you'll have peace of mind. Priceless!
We hear about refinancing all the time on TV, social media and advertisements – lower your rate, lower your payment, get cash from the equity in your home, pay off your mortgage faster! Those are all good things – but is it right for you?
The health of your body is important, but so is your financial well-being. Check out Laura and Tracy's tips on becoming financially fit in 2018.
As you may have figured out by now, managing money is like running a marathon. You wouldn’t expect to throw on your tennis shoes, head out the door and be able to run a 26.2 mile marathon so you shouldn’t expect to become financially fit overnight either. It takes training.
Credit cards often get a bad rap because they are so easy to use the wrong way, but when used the right way, credit cards can actually be a good thing. In fact, credit cards can actually benefit your finances.