Top Financial Practices for High School Graduates

Yay, you did it! Congratulations! Even though the school year didn’t end quite as planned, your hard work paid off! So, what’s next? Do you have a job lined up? Or is college or the military your next chapter? Either way, making sure you are prepared to make smart money decisions is important as you … Continue reading Top Financial Practices for High School Graduates

5 Ways to Find Financial Peace

From a broken-down appliance to a wrecked car or an unexpected medical expense, (not to mention the pandemic), financial stress is easy to find. But stressful money matters don’t have to keep you down for good. If you can find ways to move forward on your financial journey—even if it’s just changing your mentality—you’ll be … Continue reading 5 Ways to Find Financial Peace

Mortgage Rates Are Low, Now What?

Refinance your home! If you’ve had refinancing your mortgage on your mind, now may be the best time for you to take advantage of low mortgage rates. One of the main advantages of refinancing regardless of equity is reducing your interest rate which in return can have a profound effect on monthly payments, potentially saving … Continue reading Mortgage Rates Are Low, Now What?

Ways my Stimulus Check can Work for Me

Only you know what is best for you to spend your stimulus check on. Some people have options on what they can do with all or some of the money. Whether you have the ability to set this money aside or need the money to help you get through, just know you have options. Here … Continue reading Ways my Stimulus Check can Work for Me

Preparing for the Unexpected: How to protect yourself and your finances

At 1st Financial Federal Credit Union, we understand many of our members will be affected by the extended time at home and this could cause some major concerns for your finances. While you can't safeguard against everything, there are proactive steps you can take to be better prepared if and when finances get tight. Start … Continue reading Preparing for the Unexpected: How to protect yourself and your finances

5 Financial Resolutions for the New Year

A brand-new year provides the perfect opportunity to make meaningful life changes, including improved financial wellness. These five financial resolutions can help get your year off to a promising start so that you are financially fit for the new year.

5 Mistakes You Don’t Want to Make This Tax Season

Tax season is here! In fact, we’re already halfway to the deadline! You’ll want to make sure your finances are in order so that you can properly report your income and expenses to the IRS. Unfortunately, a lot of households make the same mistakes and they’re avoidable! Simple mistakes can lead to a tax audit. … Continue reading 5 Mistakes You Don’t Want to Make This Tax Season

Top 5 Tips for a Healthy Credit Score

How you manage your credit can either set you up for financial success or leave you battling debt for many years. Establishing positive credit can open many doors – from renting an apartment to getting a car loan to buying a home. It’s never too late to develop a strategic plan for managing your credit. Your future self will thank you.

Four Financial Goals for the New Year

A new year is almost here and it’s a great time to set some good financial goals. I’m setting smaller, attainable goals next year that will help me achieve my larger long-term goals. Our long-term goal is to financially prepare ourselves to get ready to start a family. To help us get there we’re going … Continue reading Four Financial Goals for the New Year

Preventing Identity Theft: What you need to know

Millions of Americans have their identity stolen each year. Steve, VP of Technology at 1st Financial, shares helpful tips to prevent identity theft from happening to you. #identitytheft #reallife #betterwaytobank Featuring: Steve Broadbent & Tracy Verner with 1st Financial Federal Credit Union in St. Louis, MO. https://youtu.be/RZDvzf6xVNQ