Depending on how you were raised and how you’ve learned to treat money, you may have picked up some bad money habits over the years. That’s completely normal, but if you don’t recognize those habits and actively try to correct them, it could have a massive effect on your financial well-being in the future. Luckily, … Continue reading 5 Bad Money Habits That Are Dragging You Down
All the things happening in 2020 have often made it difficult to look on the bright side. Even our humor has often been dark. Memes are floating around about trying to guess what disaster will hit us next. Whether it’s “murder hornets,” dual hurricanes, or any number of the other history-making things that have happened … Continue reading What COVID has Taught us About our Finances
Establishing good credit is central to reaching important financial milestones, such as buying a home or a car. Credit can also affect employment, rent and insurance rates. A good credit score is not only the difference between being approved or declined for a loan, but it also has a large impact on the rates you … Continue reading What is the Right Age to Start Building Credit?
Being debt-free is a great financial goal that’s within reach for all of us. But reaching that goal may not be easy. You’ll have to adapt and change your behaviors to support your goal. Here are some tips to help you get started. · Wait to Buy: First and foremost, it’s important to control impulse … Continue reading 8 Habits for Living a Debt Free Life
If you find yourself facing an expensive car repair, a move, or any other unexpected expense (um, pandemic anyone?), you’ll need to be able to save money fast to cover those expenses. But after the bills are paid, often it doesn’t feel like there’s much left to enjoy. That’s why we compiled a few 30-day … Continue reading 30 Day Savings Challenge
Savings is the backbone of healthy financial well-being, but what’s the best way to save? Opening a savings account and adding funds or setting up regular automatic transfers on paydays, is easy, but is that enough? To make your savings “stick,” you might consider opening multiple accounts to break your money up into multiple goal-driven, … Continue reading Save More Money with Multiple Accounts
There’s no doubt about it—we’re all busy. Between juggling heavy workloads, managing relationships and family responsibilities, and squeezing in outside interests, it can be difficult to find time to run to the credit union to do your everyday banking. Here five ways to make banking easier when you are on the go. 1st Financial Mobile … Continue reading 5 Ways to Simplify Your Banking
From a broken-down appliance to a wrecked car or an unexpected medical expense, (not to mention the pandemic), financial stress is easy to find. But stressful money matters don’t have to keep you down for good. If you can find ways to move forward on your financial journey—even if it’s just changing your mentality—you’ll be … Continue reading 5 Ways to Find Financial Peace
Refinance your home! If you’ve had refinancing your mortgage on your mind, now may be the best time for you to take advantage of low mortgage rates. One of the main advantages of refinancing regardless of equity is reducing your interest rate which in return can have a profound effect on monthly payments, potentially saving … Continue reading Mortgage Rates Are Low, Now What?
You get to the register and open your wallet. If you’re like me, you pull out your fancy piece of plastic: either your debit card or your credit card. But is there really a best choice on which one to use? Is there a reason you should switch back and forth? Maybe, you make a … Continue reading Credit Card vs. Debit Card