Although retirement may be decades away when you're in your 20s and 30s, it's a vital milestone to start planning for. The earlier you start thinking about it and preparing for it, the less likely you are to get caught up in the catch-up game as retirement approaches. My husband and I are both 28-years-old … Continue reading Preparing for Retirement in Your 20s and 30s
Why do you bank where you bank? Why does it matter? Tracy and Laura break it down for us.
At 1st Financial Federal Credit Union, we’re committed to helping the communities we serve. We know the best way to change a community is to focus on the future. Keeping in mind our strategic intents to support job training and education programs in St. Louis, we are so proud to be in partnership with the … Continue reading Commitment to Our Community
Credit unions were born with a philosophy of “people helping people” and in large part, credit unions are well known for not only providing better banking products, but also for their involvement with their local communities. At 1st Financial, we’ve taken it one step farther and have teamed up with local organizations who are helping … Continue reading Why Credit Unions are the Better Way to Bank
Even after the craziness of applying to college, earning an acceptance letter and selecting a school, incoming freshmen still have some college preparations to do. Financially preparing for college is an essential step to surviving your first year off at school. Here are 4 ways you can financially prepare for college. Get your own account. … Continue reading 4 Ways for Freshmen to Financially Prep for College
We know that college educations are important, but are we really prepared to help our kids (or future kids) pay for college? With the costs of college tuition rising each year, it’s imperative that we have a game plan for saving for our kid’s education. Currently, Eric, my husband, and I don’t have children, but … Continue reading 3 Tips for Saving for Your Child’s College Education
When you get engaged it’s no longer just about you, everything suddenly turns into “us.” After Eric and I got engaged, we moved in together and got a real-world reality check. It quickly became obvious that we needed to figure out how we were going to handle our expenses and financials as a couple. We … Continue reading Marriage & Money
I’m not a parent yet, but I have enough friends and family with babies to know that a new baby brings a lot of excitement and family togetherness. It also means rethinking your family’s finances. Now is the perfect time to start thinking about education savings, life insurance policies and the new expenses that will … Continue reading Welcoming a New Child into Your Financial Life
Tracy and Laura share their real-world tips on repairing bad credit. Featuring: Laura Woods & Tracy Verner with 1st Financial Federal Credit Union in St. Louis, MO. To learn more about 1st Financial, visit us at http://www.TheBetterWayToBank.org.
The internet is packed full of information about how to better your finances. But when you hear or read something about credit or finance, how can you know if it’s true? How can you be sure that it’s true and not a credit myth? Today, I’ll try to try to cut through the clutter and … Continue reading 5 Myths & Truths About Credit