Many of our members want to know how they can reduce their debt quickly. Unfortunately, accruing the debt is usually the quick part. Paying it all back (plus interest) takes a bit longer. Still, there are ways to speed up the pace of debt payback and being able to see that number go down quickly … Continue reading How to Get Out of Debt Quickly: 5 Useful Tips
We're giving away ONE MILLION DOLLARS to our membership in 2019! Make money on the money you have and get a cupcake too! #MillionDollarChallenge #TheBetterWayToBank #CUDifference Featuring: Laura Woods & Tracy Verner with 1st Financial Federal Credit Union in St. Louis, MO. https://1stfinancialfcu.blog/ Connect with Us: https://1stfinancialfcu.blog/ https://www.1stfinancialfcu.org/ https://www.facebook.com/1stFinancial
1st Financial Federal Credit Union is more than just a banking institution. Like all credit unions, we were created with a philosophy of ‘People Helping People’. We’re more than just a checking account or auto loan service provider. We are a not for profit community development financial institution, using our limited resources to change lives … Continue reading Making an Impact on Our Community
Have big summer travel plans? Warm weather, sunny beaches, and theme parks – these are the hallmarks of summer vacation. Unfortunately, so is identity theft. Vacationers often unknowingly leave their personal information exposed to thieves while traveling, which can turn a worry-free break into a prolonged and stressful fight to reclaim a stolen identity. Before … Continue reading 4 Identity Protection Tips for Summer Vacation
Summer is a time for family fun and outdoor activities, but also one of increased spending. According to consumer credit reporting agency Experian, consumers surveyed spent an average of $2,275 per person on vacations in 2016, with $1,308 of that amount on credit card spending. Fortunately, there’s a way to maximize summer fun while minimizing … Continue reading Summer Spending: 4 Cash-Burning Mistakes to Avoid this Season
Summer is officially here and kicks off this month, school is out, daylight stretches out even longer, and pool days become an everyday activity. As your June calendar is filling up with pool days and backyard cookouts, make sure you build in a little time to keep your finances on track. June is a great … Continue reading Your Summertime To-Do List
What’s the difference between a credit union and a bank? Is it like the difference between a Blues fan and Bruins fan? We’re taking it to the streets to see what the people (and puppies) of St. Louis have to say! Featuring: Tracy Verner with 1st Financial Federal Credit Union and the people of St. … Continue reading Credit Unions vs Banks
Your 20s can be one of the most memorable times of your life, at least it has been for me. You’ve entered the workforce, have little responsibility and finally have an income to call your own. Maybe you even got married and now you have a shared income, or you are starting to plan your … Continue reading 5 Easy Ways 20-Somethings Can Be Smarter with Money
Summer is here. Your kids are finally free from school and they’re eager to make the most of it. But how can you make the most of it without breaking the bank? Fortunately, we’ve got some tips that’ll help you create those summertime fun memories without building up excessive debt. Use the summertime months to … Continue reading How to Have a Fun Summer on a Hot Dog Budget
My husband and I bought our home in 2016 with a down payment of less than 20%. So, our lender required us to buy Private Mortgage Insurance (PMI). The same goes if you refinance your home with less than 20% equity. Since buying our home, our home’s value has risen, so now we are looking … Continue reading How to get rid of PMI (aka Private Mortgage Insurance)
