Let’s face it, this year has looked and felt unlike any other we’ve ever experienced, and unfortunately, there’s a strong chance that it will continue this way for a while. Events postponed. Sports canceled. What’s left to do? We’ve put a list together of things you can do on a budget that are sure to … Continue reading Staycation Ideas for Your Family
Yay, you did it! Congratulations! Even though the school year didn’t end quite as planned, your hard work paid off! So, what’s next? Do you have a job lined up? Or is college or the military your next chapter? Either way, making sure you are prepared to make smart money decisions is important as you … Continue reading Top Financial Practices for High School Graduates
There’s no doubt about it—we’re all busy. Between juggling heavy workloads, managing relationships and family responsibilities, and squeezing in outside interests, it can be difficult to find time to run to the credit union to do your everyday banking. Here five ways to make banking easier when you are on the go. 1st Financial Mobile … Continue reading 5 Ways to Simplify Your Banking
From a broken-down appliance to a wrecked car or an unexpected medical expense, (not to mention the pandemic), financial stress is easy to find. But stressful money matters don’t have to keep you down for good. If you can find ways to move forward on your financial journey—even if it’s just changing your mentality—you’ll be … Continue reading 5 Ways to Find Financial Peace
Refinance your home! If you’ve had refinancing your mortgage on your mind, now may be the best time for you to take advantage of low mortgage rates. One of the main advantages of refinancing regardless of equity is reducing your interest rate which in return can have a profound effect on monthly payments, potentially saving … Continue reading Mortgage Rates Are Low, Now What?
You get to the register and open your wallet. If you’re like me, you pull out your fancy piece of plastic: either your debit card or your credit card. But is there really a best choice on which one to use? Is there a reason you should switch back and forth? Maybe, you make a … Continue reading Credit Card vs. Debit Card
With all the uncertainty surrounding COVID-19 and the world’s financial markets, the Federal Reserve cut interest rates in the U.S. which creates an incredible opportunity to refinance loans of almost every kind. With many people adjusting to a life of working from home, this might be the right time to refinance your loans to get … Continue reading Refinancing Your Loans During COVID-19
Only you know what is best for you to spend your stimulus check on. Some people have options on what they can do with all or some of the money. Whether you have the ability to set this money aside or need the money to help you get through, just know you have options. Here … Continue reading Ways my Stimulus Check can Work for Me
As with any public crisis, the spread of the coronavirus has created a new crop of hackers -- targeting people who are awaiting their stimulus check, who are working from home and who are just trying to stay healthy. Be on the lookout for a surge of calls, texts, and email phishing attempts about the coronavirus, which can lead to tax-related fraud … Continue reading How to Spot Coronavirus Stimulus Check Scams and Fraud
When President Trump signed the CARES Act, into law, he initiated a $2 trillion stimulus package and part of that package is one-time cash payments of up to $1,200 to Americans who qualify. An extra $1,200, sounds great, right? But with the announcement of the cash came the questions: What is it? Who gets it? … Continue reading Coronavirus Stimulus Checks: Here’s What You Need to Know
