A good budget tells how much you can afford to spend, how much you can save, and when you can make investments for the future. Sound nice? Too many people give up on budgeting because they are stumped: How can you possibly predict what will happen in the future? Well, you can’t know for sure, … Continue reading How Budgeting Can Help You Predict the Future
While budgeting is not necessarily anyone's favorite part of the financial planning process, it's important because it quickly uncovers opportunities and problems. Here are some steps to building your 2018 budget. Step 1: Review the past year. See where money went, what changes you can make and how to budget for the upcoming year. You … Continue reading 5 Easy Steps to Building a Better Budget
The health of your body is important, but so is your financial well-being. Check out Laura and Tracy's tips on becoming financially fit in 2018.
As you may have figured out by now, managing money is like running a marathon. You wouldn’t expect to throw on your tennis shoes, head out the door and be able to run a 26.2 mile marathon so you shouldn’t expect to become financially fit overnight either. It takes training.
Most people focus on fitness as their New Year’s resolution in the hopes of being able to live a longer and healthier life. And the longer we live, the more important our finances become—particularly when it comes to saving and not packing on a lot of debt. As you begin to put your healthy eating … Continue reading 3 Tips to Help with Financial Fitness
Laura and Tracy with 1st Financial Federal Credit Union share the perfect ingredients to making good credit with your credit cards. Learn more about what kinds of credit cards you can get to work for you.
On Dasher on Dancer on Mastercard and Visa! It’s the most wonderful time of the year, but beware making any of these credit card mistakes could cost you money and precious credit score points.
Credit cards often get a bad rap because they are so easy to use the wrong way, but when used the right way, credit cards can actually be a good thing. In fact, credit cards can actually benefit your finances.
I love receiving those emails from stores that say that if I use their credit card that I’ll get double points or better yet that I’ll get something for FREE, there’s no better feeling than getting rewarded. What I don’t remember while I’m getting blinded by perks is that while I am getting some rewards, … Continue reading 3 Tips for Making the Right Decision with Store Credit Cards
Tis' the season for shopping! Laura and Tracy with 1st Financial Federal Credit Union share their holiday shopping tips including ways to save more money throughout the year