The internet is packed full of information about how to better your finances. But when you hear or read something about credit or finance, how can you know if it’s true? How can you be sure that it’s true and not a credit myth? Today, I’ll try to try to cut through the clutter and … Continue reading 5 Myths & Truths About Credit
There are so many reasons why you should start on the path to credit repair. With a better credit report, you’ll save money on interest rates and pay lower security deposits. Most importantly you'll have peace of mind. Priceless!
If you find that you aren’t getting approved for credit cards or loans, or aren’t getting good rates for financing, then you might need to make some improvements to your credit score. Building credit isn’t a particularly quick or effortless process, but we have some tips that can help you along the way. Even if … Continue reading Starting from Square One
Having good credit can help you with almost all of life’s major decisions like buying a car, buying a house, getting a new job, and more. Good credit can also help you save money on insurance, utilities, and even cell phone services. But establishing and maintaining a good line of credit is not always easy … Continue reading Credit 101
Teaching your kids about money doesn’t have to be A-B-C-4-0-1-K. In this month’s Get Real, Vlog Tracy and Laura help us break it down for our kids.
Teaching children how to save from a young age could help set them up for life. When you are a kid you think money grows on trees, or at least your parents have an endless supply, however, the reality is quite a stark difference. Starting a savings account for your children can help them build … Continue reading Money Savings Tips for Kids
Here’s the thing you never think of when you become a parent… Literally everything your child has to know to become a valuable part of society, is taught by you, the parent. Tying shoes, how to make toast, how to read, how to use the bathroom, how to feel something without blurting it out at … Continue reading Making A Money Smart Kid
When is the best time to talk to your kids about money? Right now. Your kids will learn about money from someone. Don’t let it be from an out-of-control celebrity on social media.
Whether you're a DIY-er who likes to work on your home yourself or you hire someone to do your home improvement projects for you, we've got some ideas on the best way to pay for those projects so that you don't get in over your head. Featuring: Laura Woods & Tracy Verner with 1st Financial … Continue reading Vlog: The Money Pit
We hear about refinancing all the time on TV, social media and advertisements – lower your rate, lower your payment, get cash from the equity in your home, pay off your mortgage faster! Those are all good things – but is it right for you?