Teaching children how to save from a young age could help set them up for life. When you are a kid you think money grows on trees, or at least your parents have an endless supply, however, the reality is quite a stark difference. Starting a savings account for your children can help them build … Continue reading Money Savings Tips for Kids
Here’s the thing you never think of when you become a parent… Literally everything your child has to know to become a valuable part of society, is taught by you, the parent. Tying shoes, how to make toast, how to read, how to use the bathroom, how to feel something without blurting it out at … Continue reading Making A Money Smart Kid
When is the best time to talk to your kids about money? Right now. Your kids will learn about money from someone. Don’t let it be from an out-of-control celebrity on social media.
Whether you're a DIY-er who likes to work on your home yourself or you hire someone to do your home improvement projects for you, we've got some ideas on the best way to pay for those projects so that you don't get in over your head. Featuring: Laura Woods & Tracy Verner with 1st Financial … Continue reading Vlog: The Money Pit
We hear about refinancing all the time on TV, social media and advertisements – lower your rate, lower your payment, get cash from the equity in your home, pay off your mortgage faster! Those are all good things – but is it right for you?
Buying a home is a major purchase, to put it mildly, and there are plenty of ways to trip up. There are lots of steps you need to take to ensure your home buying experience is the best it can be. This can be one of the most stressful buying processes you go through, but … Continue reading 5 Financial Mistakes to Avoid When Preparing to Buy a Home
Whether you just bought a house or you have lived there for a while, the fastest way to increase your home's value is by making a plan. Take the list of projects you want to complete and categorize them by how much it will cost, including your time and money. Be realistic. It's OK to … Continue reading Improving Your Home’s Value
Most of us can’t process how many “5 buck” items we toss in the cart, swipe onto our credit card, or let trickle out of our wallets over a month’s time. We don’t feel like we have spent much money, yet our wallet is empty, our credit card statement is shocking, and the bank account … Continue reading It’s Only 5 Bucks
A good budget tells how much you can afford to spend, how much you can save, and when you can make investments for the future. Sound nice? Too many people give up on budgeting because they are stumped: How can you possibly predict what will happen in the future? Well, you can’t know for sure, … Continue reading How Budgeting Can Help You Predict the Future
While budgeting is not necessarily anyone's favorite part of the financial planning process, it's important because it quickly uncovers opportunities and problems. Here are some steps to building your 2018 budget. Step 1: Review the past year. See where money went, what changes you can make and how to budget for the upcoming year. You … Continue reading 5 Easy Steps to Building a Better Budget